For longer stays abroad, private expatriate health insurance offers comprehensive coverage, while travel health insurance serves as the primary option for those without coverage. Employer-sponsored plans typically offer limited international coverage and rarely cover medical evacuation.
Many countries require proof of health insurance for visas or work permits. Local insurance may not provide full coverage in Europe for long-term stays, necessitating private or expat health insurance. It’s important to assess your destination’s healthcare system and your ability to cover medical needs before traveling.
Consider private international health insurance for broader coverage, especially in Europe where local healthcare may not suffice. The European Health Insurance Card provides emergency coverage within the EU, but may not cover specific treatments or clinics. In countries without strong public healthcare, private insurance becomes essential for comprehensive coverage.
In Australia, permanent residents receive public healthcare, but temporary visa holders require private insurance. Relying solely on private international assistance may not be sufficient for eligibility, highlighting the need for traditional health insurance for emergencies.
International health insurance plans recommended here are versatile, whether for solo travelers or families, regardless of nationality or destination. They typically offer global coverage, taking into account factors like medical history, age, and health status for eligibility.
Foyer Global Health, part of the Foyer Group, offers European insurance plans valid for at least a year, catering to various needs from travel to expatriate and student insurance.
IMG Europe provides competitive international travel and medical insurance options, including more affordable medical travel plans for visitors to Europe.
Europ Assistance Schengen Plus and AXA Europe Travel Insurance Plans not only fulfill Schengen visa requirements but also extend coverage throughout the Schengen area or the EU.
For further information or assistance, feel free to reach out to us.
